For freelancers, creators & solo founders

Get paid from anywhere. Keep more of it.

One account for invoices, 30+ currencies and taxes — so you spend less time on admin and more time on the work you love.

★ 4.9 App Store · 120,000+ freelancers · No monthly fee to start

Total balance

€12,480.20

+ €2,400 this week

EUR

Euro

€8,240.20

USD

US Dollar

$3,120.00

GBP

British Pound

£980.40

Invoice #0142

Paid

$2,400.00

Brand refresh — Lumen Studio

Tax Pot · 25% of income

€3,120 of €4,000

78% saved · due Jan 31

Freelancers get paid by teams at

  • Northwind

  • Lumen

  • Arcadia

  • Fieldwork

  • Oakline

  • Brightside

  • Northwind

  • Lumen

  • Arcadia

  • Fieldwork

  • Oakline

  • Brightside

01 · Why Payvora

Freelance finances, finally sorted.

The three things that eat your time and money — handled in one place.

Chasing payments?

Send a branded invoice in 60 seconds. Payvora sends the reminders, so you don't have to.

Chasing payments?

Send a branded invoice in 60 seconds. Payvora sends the reminders, so you don't have to.

Chasing payments?

Send a branded invoice in 60 seconds. Payvora sends the reminders, so you don't have to.

Losing money on FX?

Receive in local currency at the real exchange rate, with no hidden mark-ups.

Losing money on FX?

Receive in local currency at the real exchange rate, with no hidden mark-ups.

Losing money on FX?

Receive in local currency at the real exchange rate, with no hidden mark-ups.

Tax-time panic?

Tax Pots set aside a percentage of every payment automatically.

Tax-time panic?

Tax Pots set aside a percentage of every payment automatically.

Tax-time panic?

Tax Pots set aside a percentage of every payment automatically.

02 · Features

One account. Every tool you need.

Global accounts, invoicing, tax saving and cards — designed for people who work for themselves.

USD

$3,120.00

+2.4%

EUR

€8,240.20

+0.8%

GBP

£980.40

−0.3%

Global accounts

Get paid in 30+ currencies, like a local.

Get your own account details in USD, EUR, GBP, AUD and more. Clients pay you as if you were down the street.

Local details in 10 regions

Real exchange rate, fee shown upfront

Draft

Sent

Paid

Invoice #0142 · $2,400.00

Invoicing

Invoices that pay themselves.

Create, send and track invoices in a few taps. Add a Pay now link for card, bank transfer or Apple Pay.

Branded templates

Automatic reminders

Tax Pot

78%

€3,120

Tax Pots

Your future self will thank you.

Choose a percentage and Payvora moves it into a Tax Pot every time you get paid.

Separate pots for income tax and VAT

Deadline reminders

Payvora

•••• 4021

Cards

A card that works as hard as you do.

Physical and virtual cards with instant spend alerts, receipt capture and 1% cashback on software.

Unlimited virtual cards

Freeze in one tap

$2.4B+

Paid to freelancers

160+

Countries clients pay from

3 min

Average account setup

$0

Monthly fee on Starter

03 · How it works

Up and running in three steps.

Step 01

Sign up in minutes

Just your ID and a selfie. No paperwork, no branch visits.

Step 01

Sign up in minutes

Just your ID and a selfie. No paperwork, no branch visits.

Step 02

Share your details

Send clients your local account details or an invoice link.

Step 02

Share your details

Send clients your local account details or an invoice link.

Step 03

Get paid & relax

Money arrives, taxes are set aside and everything is tracked.

Step 03

Get paid & relax

Money arrives, taxes are set aside and everything is tracked.

04 · Testimonials

Loved by people who work for themselves.

“I invoice clients in four countries and Payvora makes it feel like one.”

LO

Lena Ortiz

Brand designer, Lisbon

“I invoice clients in four countries and Payvora makes it feel like one.”

LO

Lena Ortiz

Brand designer, Lisbon

“Tax Pots saved me from my yearly panic. The money's just… there.”

MR

Marcus Reid

Developer, Manchester

“Tax Pots saved me from my yearly panic. The money's just… there.”

MR

Marcus Reid

Developer, Manchester

“Getting paid in USD without losing 4% to my old bank was a game changer.”

AT

Aiko Tanaka

Illustrator, Osaka

“Getting paid in USD without losing 4% to my old bank was a game changer.”

AT

Aiko Tanaka

Illustrator, Osaka

“The invoice reminders alone pay for the Pro plan.”

DK

Daniel Kovač

Copywriter, Zagreb

“The invoice reminders alone pay for the Pro plan.”

DK

Daniel Kovač

Copywriter, Zagreb

05 · Security

Your money, protected.

Bank-grade security from day one, with controls that stay in your hands.

Safeguarded funds

Your money is held with regulated partner banks.

Safeguarded funds

Your money is held with regulated partner banks.

Safeguarded funds

Your money is held with regulated partner banks.

Bank-grade encryption

256-bit encryption and biometric login on every device.

Bank-grade encryption

256-bit encryption and biometric login on every device.

Bank-grade encryption

256-bit encryption and biometric login on every device.

Freeze in a tap

Lost your card? Freeze it instantly from the app.

Freeze in a tap

Lost your card? Freeze it instantly from the app.

Freeze in a tap

Lost your card? Freeze it instantly from the app.

06 · Pricing

Simple pricing. No surprises.

Start free and upgrade when you need more. Cancel anytime.

Starter

$0

/ month

For freelancers just getting started.

1 local account

5 invoices / month

Virtual card

Starter

$0

/ month

For freelancers just getting started.

1 local account

5 invoices / month

Virtual card

Pro

Most popular

$12

/ month

For full-time freelancers.

Local accounts in 10 regions

Unlimited invoices + reminders

Metal card + 1% cashback

Pro

Most popular

$12

/ month

For full-time freelancers.

Local accounts in 10 regions

Unlimited invoices + reminders

Metal card + 1% cashback

Studio

$29

/ month

For small studios and teams of up to 5.

Everything in Pro

5 team members

Priority support

Studio

$29

/ month

For small studios and teams of up to 5.

Everything in Pro

5 team members

Priority support

See all plans & features

07 · FAQ

Questions, answered.

Can’t find what you need? Our team replies within one business day.

Who can open a Payvora account?

Freelancers, contractors, creators and one-person businesses in 40+ countries.

Is Payvora a bank?

Payvora is a financial technology company. Your funds are safeguarded with licensed partner banks.

How much does it cost to receive money?

Receiving local payments is free. Card payments on invoices cost 1.9%.

How do Tax Pots work?

Pick a percentage and we move that share of every incoming payment into a separate pot.

Does it work with my accounting software?

Yes — Payvora syncs with Xero, QuickBooks and FreeAgent.

Get started

Your work is global. Your bank should be too.

Open your free account in 3 minutes.

Get started

Your work is global. Your bank should be too.

Open your free account in 3 minutes.

Get started

Your work is global. Your bank should be too.

Open your free account in 3 minutes.

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